What I Wish I Knew in My 20s About Money

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz are joined by Katie O'Shea from Navicore Solutions to reflect on the financial lessons they wish they learned sooner.

Key discussion topics include common money mistakes in your 20s, building good habits early, understanding credit, managing peer pressure around spending, and setting both short- and long-term goals that grow with you.

Following the main discussion, the team shares their response to a question from the member mailbag. Grant pulls the following submission: My partner and I both work freelance jobs with irregular income, and it feels impossible to budget when some months are great and others are tight. We’re tired of feeling like we’re always catching up or overspending when we have a good month. How can we build a budget or system that actually works with unpredictable paychecks?

Finally, Grant concludes the discussion by highlighting Affinity’s award-winning SmartStart Savings account. Whether you’re saving for a down payment, dream vacation, or rainy day, Affinity is here to help you earn more toward your financial goals with this high-yield savings account.

Just a reminder if you have a question or comment for a future Member Mailbag segment, please email them to us @membermailbag@affinityfcu.com.

Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products.

Thanks for listening and be well.