AI Financial Advice Is Lying to You

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz explore the role artificial intelligence plays in shaping financial advice today and where it can fall short.

Key discussion topics include: the pros and cons of using AI tools for money management, how to spot generic or misleading guidance, why human insight still matters, and how Affinity supports members with personalized advice that actually fits their lives.

Following the main discussion, the team discusses a question from the member mailbag. Grant pulls the following submission: I’m in my early 40s and recently divorced. I’ve always let my ex handle our finances, and now I’m trying to get back on track on my own. I have a stable job but feel overwhelmed figuring out how to budget, save, and plan for retirement. Where should I start without getting discouraged?

Finally, Grant concludes the discussion by highlighting Affinity’s tools and financial wellbeing resources, including blogs, educational events & webinars, credit counseling tools, and more.

Just a reminder if you have a question or comment for a future Member Mailbag segment, please email them to us @membermailbag@affinityfcu.com.

Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products.

Thanks for listening and be well.